We work with dozens of lenders so you have choices.
Standard Products
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The standard 10 year, 15 year, 20 year, 30 year, 40 year. Or customize it to suit your needs.
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3 year, 5 year, 7 year, 10 year, 15 year. With a wide variety in index, margin, and caps.
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For loan amounts beyond conforming loan limit.
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Down payment as low as 3.5%. Easy credit criteria.
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Available to active & retired military. Up to 100% financing. Available with no funding fee.
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100% financing available in rural areas.
Special Products
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Buy a home with only 3% down. Ideal for first-time homebuyers who can’t afford to make a large down payment but would otherwise qualify for a mortgage.
Mortgage insurance may be canceled over time
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Refinance immediately after purchase and free up equity for other expenses or investments.
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No rental history required. See custom products for details.
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If your down payment is 10.01% or higher, you may be able to avoid paying for monthly mortgage insurance. Enjoy a lower monthly payment and more buying power.
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Home loans from $647,201 - $3 million.
Fixed: 10, 15, 20, 30, 40 year options.
ARM: 5, 7, 10, 15 year options.
• Interest rates competitive with banks and online lenders
• Fast closings — typically 25 days or less
• Options for primary, second and investment homes
• Refinance opportunities are availableAsk about our Prime Jumbo Released product with special pricing on 30-year fixed loans with 80% cash-out LTV.
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Low & Moderate Income Loans encourage the development of low and moderate-income neighborhoods.
Long Grove Mortgage works with local institutions subject to the Community Reinvestment Act to foster revitalization and stronger economic futures for families, making our community better places to live and work.
Properties located within low to moderate income tracts may be subject to substantially reduced interest rates. Give us a call to learn more.
Specialty Products
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Physician Loan
Exclusive program for doctors, dentists, and residents. 100% financing, no closing cost option, and other benefits.
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Home Renovation
Finance improvements, renovations or repairs to a home at time of purchase or refinance—up to 75% of the as-completed appraised value of the property. (Some exclusions apply.)
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First Time Homebuyer
For those with modest savings, our First Time Home Buyer mortgage can be a great option. Down payment as low as 3% and cancellable mortgage insurance (subject to eligibility).
Let’s talk.
As a boutique mortgage lender, we thrive on finding ways to save families money by exploring lower interest rate options for purchasing and refinancing. Book a free, no obligation consultation to discuss your options.
